I am attempting to implement Analytic Accounting, but struggling with the hierarchy (which part should be an Analytic Plan and which part should be an Analytic Account?). 

Objective: to tag money coming in with various virtual accounts, and when money goes out, pull from the appropriate virtual account, providing visibility into the REAL status of the company's financials (in addition to what the GAAP financial reports tell me). 

When I make a sale (actually receive money), I want to distribute the money into virtual envelopes.

If I get a 50% deposit, I want to distribute the money like this:

Profit: 0%

Owners Compensation: 0%

Owners Tax: 0%

Operating Expense: 0%

Materials-Payroll: 100%

When I receive any other payment type (e.g. design, 2nd, 3rd, etc.), I want to distribute the money like this:

Profit: 10%

Owners Compensation: 35%

Owners Tax: 15%

Operating Expense: 40%

Materials-Payroll: 0%

When I spend money, I want to pull from one or more of those virtual envelopes.

It seems like the Analytic Account is the Trigger that provides the opportunity to distribute to the various Analytic Plans, but I'm just not sure how to set this up properly, and curious if anyone has any feedback on the best approach (which is the Plan, and which is the Account)?